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Affordable Auto Financing, Insurance & Credit Repair

Or call us, we are local! (518) 290-0562

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Car Loan or Auto Refinance Credit Application

I owe more on my car than its worthI have a trade-inI have NO trade-inI have money downI have NO money down

0-10,000 Per Year10,000-20,000 Per Year20,000-40,000 Per YearOver 40,000

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Instant Decisions

Get guaranteed vehicle options you will fall in love with, within minutes! 

The best interest rates

Our process insures that you will receive the very best interest rates available!

The biggest vehicle selections

With a network of hundreds of car dealerships, Car Credit Ninja has almost infinite vehicles to choose from. The problem isn’t finding the vehicle, the problem is securing a loan to buy the vehicle. 

Free home delivery of your vehicle.

Skip the car dealerships completely and get the vehicle you pick-out delivered to your home at no obligation or deposit required.  

Have A Question?

We can help, just call 518-290-0562

Requirements For Buying a Vehicle

  • Minimum loan amount is $5,000 ($10,001 in Arizona,
    $6,000 in California, $6,001 in Massachusetts).
  • Maximum loan amount is $75,000.
  • Vehicle and term restrictions apply.
  • Maximum mileage restrictions may apply.
  • The vehicle must have a clean and clear title and the vehicle cannot have a salvaged, lemon law, flood or frame damaged title.
  • We do not offer financing for commercial vehicles, motorcycles or recreational vehicles.
  • Contracts with Santander Consumer USA, Inc. as the current lien holder are ineligible for refinance.
  • Contracts with Chrysler Capital as the current lien holder are ineligible for refinance.
  • Must be 18 years of age or older.
  • Residents of the following states are NOT eligible for Cash-Back Refinancing: AK, AR, CT, DC, HI, KS, KY, MA, MS, NC, ND, NE, NH, NJ, NM, NV, PA, VA.